Access to financial services in Colombia (Record no. 37519)

MARC details
000 -LEADER
fixed length control field 02914nam a2200337 a 4500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20181210070729.0
007 - PHYSICAL DESCRIPTION FIXED FIELD--GENERAL INFORMATION
fixed length control field cr |||||||||||
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 060206s2006 dcu sb i000 0 eng
010 ## - LIBRARY OF CONGRESS CONTROL NUMBER
LC control number 2005399845
040 ## - CATALOGING SOURCE
Original cataloging agency DLC
Transcribing agency DLC
Modifying agency BD-DhBPA
050 00 - LIBRARY OF CONGRESS CALL NUMBER
Classification number HG3881.5.W57
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332.6
Item number SOA 2006
100 1# - MAIN ENTRY--PERSONAL NAME
Personal name Solo, Tova Maria
9 (RLIN) 32153
245 10 - TITLE STATEMENT
Title Access to financial services in Colombia
Remainder of title the "unbanked" in Bogota /
Statement of responsibility, etc. Tova Maria Solo and Astrid Manroth.
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. Washington, D.C. :
Name of publisher, distributor, etc. World Bank,
Date of publication, distribution, etc. 2006
300 ## - PHYSICAL DESCRIPTION
Extent 73 p. ;
Dimensions 23 cm.
490 1# - SERIES STATEMENT
Series statement Policy research working paper ;
Volume/sequential designation 3834
500 ## - GENERAL NOTE
General note Title from PDF file as viewed on 2/6/2006.
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc. note Includes bibliographical references.
520 3# - SUMMARY, ETC.
Summary, etc. "The authors look at the depth of the financial sector in Bogota in terms of the "financial exclusion" of those, particularly poorer citizens, who operate without accounts in formal financial institutions-the unbanked. They begin with a review of the overall decline in financial intermediation from 1998 to 2003, which explains, in part, the high percentage of unbanked-61 percent in a recent household survey in Bogota. The authors next look at the banking system today, concluding that the present challenge is to increase financial intermediation overall, especially with the poor. Their analysis shows that Colombia's banks provide costly services mainly catered toward high-income clients. Existing fees and costs of checking, savings, and loan services average 5-10 percent of a monthly minimum wage, making them hard to afford for low-income clients. The authors also explore the characteristics and impacts of financial exclusion associated with lower and more uncertain incomes, lower education, and closer links to the informal sector. They cite the household survey conducted in Bogota, showing that 70 percent of the unbanked earn less than one minimum wage per month, are three times more likely to be unemployed than the banked, and have lower education levels. The unbanked save and borrow largely in the informal sector, at greater risk and greater cost. At the same time, however, high home ownership rates show that the unbanked have the capacity to build assets, demonstrating that they have "bankable" characteristics. The authors conclude with recommendations for government and for the financial sector to broaden access for the benefit of public and private sectors, and for the unbanked. "--World Bank web site.
530 ## - ADDITIONAL PHYSICAL FORM AVAILABLE NOTE
Additional physical form available note Also available in print.
538 ## - SYSTEM DETAILS NOTE
System details note System requirements: Adobe Acrobat Reader.
538 ## - SYSTEM DETAILS NOTE
System details note Mode of access: World Wide Web.
590 ## - LOCAL NOTE (RLIN)
Local note
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Financial services industry
Geographic subdivision Colombia.
9 (RLIN) 107899
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Poor
Geographic subdivision Colombia.
9 (RLIN) 107900
700 1# - ADDED ENTRY--PERSONAL NAME
Personal name Manroth, Astrid
9 (RLIN) 107901
710 2# - ADDED ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element World Bank.
9 (RLIN) 107902
830 #0 - SERIES ADDED ENTRY--UNIFORM TITLE
Uniform title Policy research working papers (Online) ;
Volume/sequential designation 3834.
9 (RLIN) 107903
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme Dewey Decimal Classification
Koha item type Books
Holdings
Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Price effective from Koha item type Public note
  Dewey Decimal Classification     Bangladesh Public Administration Training Centre Library Bangladesh Public Administration Training Centre Library General Reading Room 05/13/2018   332.6 SOA 2006 WB3905 05/13/2018 05/13/2018 Books Zahid