000			02735nam a2200385 a 4500
005			20181210070728.0
007			cr |||||||||||
008			060207s2006 dcu sb i000 0 eng
010			_a 2005399815
040			_aDLC _cDLC _dBD-DhBPA
050	0	0	_aHG3881.5.W57
082			_a332 _bCAU 2006
100	1		_aCaskey, John P _9107884
245	1	4	_aThe urban unbanked in Mexico and the United States / _cJohn P Caskey, Clemente Ruiz Duran and Tova Maria Solo
260			_aWashington, D.C. : _bWorld Bank, _c2006
300			_a60 p. : _bill. ; _c23 cm.
490	1		_aPolicy research working paper ; _v3835
500			_aTitle from PDF file as viewed on 2/7/2006.
504			_aIncludes bibliographical references.
520	3		_a"This paper examines the ways in which lower-income households obtain basic financial services in urban communities in Mexico and the United States. And it discusses the efforts that private sector and government organizations are making to lower the cost or improve the quality of those services. The paper summarizes available information on these issues and assesses the rationale and challenges facing the strategies that both countries are using to improve the financial services available to lower-income households, giving particular attention to "unbanked" households, meaning households that do not have deposit accounts with any regulated deposit-taking institution, and also to lower-income households in large urban areas. In comparing the experiences of the two countries, the paper reviews the extent to which lower-income households are unbanked, their use of non-bank financial services, and strategies for improving financial services to the unbanked. The underlying differences between the countries' typical household incomes-national income per capita in Mexico in 2002 was US$8,540, compared with $35,060 in the United States (World Bank 2003)-may also influence the difference in percentage of unbanked-9.1 percent of families in the United States compared with 76.4 percent found in a recent study in Mexico City. "--World Bank web site.
530			_aAlso available in print.
538			_aSystem requirements: Adobe Acrobat Reader.
538			_aMode of access: World Wide Web.
590			_aZahid
650		0	_aMicrofinance _zUnited States. _914911
650		0	_aMicrofinance _zMexico. _914911
650		0	_aLow-income consumers _zUnited States. _9107885
650		0	_aLow-income consumers _zMexico. _9107886
650		0	_aPoor _zUnited States. _9107887
650		0	_aPoor _zMexico. _9107888
700			_aDuran, Clemente Ruiz _949213
710	2		_aWorld Bank. _9107889
830		0	_aPolicy research working papers (Online) ; _v3835. _9107890
942			_2ddc _cBK
999			_c37514 _d37514